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Your Money Style Blog
Welcome to the Your Money Style Blog!
At Your Money Style, we're here to help you take control of your finances in a way that works for YOU. Our blog is your go-to resource for practical tips and insights on everything from earning more income, investing wisely, managing debt, saving smartly, and budgeting effectively. We believe in making personal finance easy to understand and empowering you to make confident money decisions.
Along with our in-depth articles, you’ll find podcast show notes and a variety of resources designed to spark real conversations about money—no shame, no stigma, just a focus on building financial wellness. Whether you’re just starting out or looking to level up your financial journey, we’ve got you covered!
Let’s build your version of wealth, together.
Maddie & Meghan
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CFO Corner Week 10: Give Every Dollar A Job
LISTEN HERE How Do We Assign Every Dollar A Job? Knowing your spending categories is a huge first step - but categories alone don't move the needle. Without a structure that connects your spending to your goals, money has a way of disappearing before the month is over. In Week 10 of CFO Corner, we introduce the 50/30/20 framework - one of the most practical tools in personal finance - and show you exactly how to apply it to your real life. What Is the 50/30/20 Rule? The fr
liveyourmoneystyle
2 days ago3 min read
Why More Money Won't Make You Feel Confident About Money
LISTEN HERE Have you ever hit a financial milestone - a savings goal, a salary increase, a certain balance - and still felt anxious every time you checked your bank account? You're not alone, and you're not broken. In this episode, we're breaking down why financial confidence has almost nothing to do with your numbers, and everything to do with your relationship with those numbers. What we cover: We start by challenging the most common myth about money confidence: that it com
liveyourmoneystyle
5 days ago2 min read
CFO Corner Week 9: How Auditing Your Benefits Can Help You Find Money
LISTEN HERE What if there were hundreds - or even thousands - of dollars available to you this year that you didn't have to negotiate for, work overtime for, or ask anyone's permission to access? For a lot of people, that money already exists. It's sitting in your employer benefits package, unclaimed. This week in CFO Corner, Meghan walks you through a simple benefits audit - no complicated decisions, no permanent commitments. Just logging into your HR portal, seeing what'
liveyourmoneystyle
Mar 42 min read
Financial Independence Isn't What You Think It Is
LISTEN HERE When you hear "financial independence," what comes to mind? A 35-year-old who retired early and never has to work again? Something that feels designed for someone else's life - not yours? In this episode, we're scrapping that definition entirely and replacing it with something that actually applies to where you are right now. What financial independence is NOT: We start by clearing the air. FI is not extreme minimalism. It's not depriving yourself today so you
liveyourmoneystyle
Mar 22 min read
CFO Corner Week 7: Financial Account Spring Cleaning
LISTEN HERE Most of us have more financial accounts than we need. Old checking accounts from college. A savings account at a bank you haven't used in years. Multiple 401(k)s from previous jobs scattered across different employers. These accounts create mental clutter, make it harder to see your full financial picture, and can cost you in forgotten fees or suboptimal investment strategies. In this episode, we're doing some financial spring cleaning - and we're doing it now, wh
liveyourmoneystyle
Feb 182 min read
The Cost of Convenience: When Paying for Ease Is Actually Smart
LISTEN HERE Confession: One of us recently spent $8.99 on pre-cut watermelon at Whole Foods. Wasteful? Maybe. But here's the thing - she actually ate it that day instead of letting a whole watermelon rot in the fridge for the third time. So was it wasteful... or actually the smarter financial choice? That's exactly what we're unpacking today. Because we live in a world designed to sell us ease. Grocery delivery. Meal kits. Uber everywhere. Subscription services for literally
liveyourmoneystyle
Feb 162 min read
CFO Corner Week 6: How to Create Budget Categories That Actually Work
LISTEN HERE Many budgets fail not because of discipline, but because the categories don't reflect real life. In this week's CFO Corner, Maddie walks you through creating 5-8 simple, flexible budget categories that match how you actually live - not someone else's template. This is about building awareness and making confident decisions, not restriction. Your budget should work for your life, not force your life to work for your budget. What You'll Learn About Budget Categories
liveyourmoneystyle
Feb 112 min read
Renting Isn’t Throwing Money Away - And Buying Isn’t Always Smart
LISTEN HERE Your friend just posted their new house on Instagram, and suddenly you're wondering if you're behind. Should you be buying instead of renting? Is renting just "throwing money away"? In this episode, Maddie and Meghan break down the real costs of renting versus owning - beyond just the mortgage payment - and help you figure out what actually makes sense for YOUR life. This isn't about what looks good on paper or what everyone else is doing. It's about making the ho
liveyourmoneystyle
Feb 95 min read
CFO Corner: It's Tax Season—Here's Your First Move
LISTEN HERE Tax season is officially here, and most W-2s and 1099s should be hitting your mailbox or inbox any day now. This week on CFO Corner, we're taking one simple 10-minute action that's going to save you hours of stress later: organizing your tax documents and reviewing them for accuracy. This isn't about filing your taxes today - t's about catching errors early, putting everything in one place, and creating a tracking system so you're ahead of the deadline instead of
liveyourmoneystyle
Feb 44 min read
Why Your First $100K Feels Impossible (and Why It Gets Easier After That)
LISTEN HERE Have you ever looked at your accounts and thought, "I'm doing everything right - why does this still feel so slow?" If you're saving and investing consistently but feel like you're getting nowhere, this episode is for you. The first $100K is the hardest money you'll ever build, and it's the milestone no one talks about. Everyone celebrates millions, but almost no one discusses the grind to get to that first six figures - and why so many people quit right before co
liveyourmoneystyle
Feb 25 min read
CFO Corner Week 4: Build Your 2026 Money Calendar in 10 Minutes
LISTEN HERE Welcome to CFO Corner - your 10-minute weekly money check-in! This week, we're building something that's going to save you so much stress for the rest of 2026: your money calendar. This isn't another complicated budget or spreadsheet you'll never use. It's a simple visibility tool that shows you when money moves in and out of your life - so you're never caught off guard by bills, annual expenses, or cash flow gaps. In less than 10 minutes, you'll set up a system t
liveyourmoneystyle
Jan 283 min read
Should You Take a Pay Cut for Work-Life Balance? How to Decide
LISTEN HERE You're exhausted, under-recovered, and constantly thinking about work - but your paycheck looks great. Or maybe you finally get an offer that excites you, but the salary is lower. So what do you do? This episode isn't about romanticizing struggle or telling you to accept less. It's about making a values-aligned, informed decision about one of the hardest tradeoffs in your career: money vs. time, stress vs. flexibility, burnout vs. balance. Maddie and Meghan walk y
liveyourmoneystyle
Jan 263 min read
Mastering Money Automation: Your Path to Financial Freedom
Episode Description: Welcome back to Deeply Invested! Last week, we discussed small money decisions that can have a big impact, and automation was at the top of the list. Today, we're putting that into action. This episode is all about implementation, not inspiration. We're taking a moment to let you set things up in real time. As James Clear said on the Mel Robbins podcast, the balance of your bank account today is the result of actions you took a year or two ago. That’s wh
liveyourmoneystyle
Jan 193 min read
CFO Corner Week 2: A Net Worth Check-In
Welcome back to CFO Corner - your weekly 10-minute money check-in where we take one intentional action to make sure your money is actually supporting your life. What This Episode Is About - Net Worth This week, Maddie walks you through one of the most empowering things you can do for your finances: a net worth check-in. Before you set goals, adjust your budget, or make investment decisions, you need to know what you're working with. Your net worth gives you that financial sna
liveyourmoneystyle
Jan 152 min read
CFO Corner Week 1: Where Did Your Money Go Last Month?
Welcome to CFO Corner, your new 10-minute weekly money check-in! This is Week 1, and we're starting at the very beginning: awareness . In January, we're focusing on understanding where you are right now so you can make better decisions moving forward. And this week, we're tackling the simplest, most important question: Where did your money actually go last month? Most people have no idea what they spent last month. You know you bought groceries and paid your bills, but could
liveyourmoneystyle
Jan 74 min read
What to Do If You Win the Lottery (And Why It Matters Even If You Don't)
Quick question: If you won the lottery tomorrow -what's the first thing you'd do? We've all thought about it. And with Americans spending over $100 billion on lottery tickets in 2024, and a $1.8 billion jackpot winner in December 2025 (the second largest in history), it's not just a fantasy - it's something that actually happens to people. But here's the uncomfortable truth: sudden money doesn't equal financial security if you're not smart about what happens next. The problem
liveyourmoneystyle
Jan 55 min read
Why 73% of Money Goals Fail (And How to Be in the 27% That Succeed)
Quick question: Do you remember what money goals you set for 2025? If you're drawing a blank, you're in good company. According to a recent survey, 52% of Americans didn't make a financial resolution in 2025. But here's what's even more revealing: of those who DID set financial goals, only 27% actually stuck to them. That means nearly three out of four people abandoned their financial resolutions at some point during the year. Is this because people are lazy or undisciplined?
liveyourmoneystyle
Dec 29, 20257 min read
If You Feel Behind Financially Going Into the New Year, This Is for You
If you're heading into the new year feeling behind financially, this episode is for you. Not to push you, pressure you, or pile on more stress, but to ground you. Late December and early January bring intense financial reflection. We compare ourselves to highlight reels on social media, feel the weight of year-end assessments, and wonder why we're not "there" yet - wherever "there" is. In this episode, we are breaking down why this feeling is so universal, why it often has no
liveyourmoneystyle
Dec 22, 20253 min read
Become the CFO of Your Life: 7 Principles for Financial Confidence
Listen to the Full Episode Companies don't hope their finances work out - they plan, review, adjust, protect, and reinvest. They have someone (a CFO) whose job is to make sure money supports the company's goals and keeps it thriving. What if you brought that same strategic thinking to your personal finances? In this episode, I'm breaking down what it means to become the CFO of your own life. Not in a restrictive, spreadsheet-obsessed way, but in a grounded, confident, intenti
liveyourmoneystyle
Dec 15, 20253 min read
What to Do With Your Year-End Bonus (So It Doesn't Disappear)
Listen to the Full Episode Have you ever gotten a bonus, felt that initial rush of excitement, and then three months later wondered where all that money went? You're not alone. According to recent data, the average year-end bonus is around $2,500, and for most people, it disappears without a trace into bills, everyday spending, and life expenses. But here's the truth: your bonus doesn't have to vanish. With less than 30 minutes of strategic planning, your year-end bonus can m
liveyourmoneystyle
Dec 8, 20253 min read
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