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Your Money Style Blog
Welcome to the Your Money Style Blog!
At Your Money Style, we're here to help you take control of your finances in a way that works for YOU. Our blog is your go-to resource for practical tips and insights on everything from earning more income, investing wisely, managing debt, saving smartly, and budgeting effectively. We believe in making personal finance easy to understand and empowering you to make confident money decisions.
Along with our in-depth articles, you’ll find podcast show notes and a variety of resources designed to spark real conversations about money—no shame, no stigma, just a focus on building financial wellness. Whether you’re just starting out or looking to level up your financial journey, we’ve got you covered!
Let’s build your version of wealth, together.
Maddie & Meghan
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CFO Corner Week 17: Do This Before You Book Your Summer Vacation
Here's a pattern that plays out every single summer: someone says yes to the trip, books the plans, and then figures out how to pay for it after the fact. The vacation is great. The credit card bill in August? Not so much. This week's CFO Corner is designed to break that cycle - before it starts. Host Meghan walks you through a focused, practical summer savings check-in so that when summer actually arrives, you can enjoy it without the financial stress or the post-vacation
liveyourmoneystyle
2 days ago3 min read
The Investing Mistakes We Made (So You Don't Have To)
Nobody talks about the learning curve of investing - the missteps, the confusion, the moments where you thought you were doing everything right and found out later you weren't. That's exactly what this episode is about. Maddie and Meghan sit down for one of their most honest conversations yet, walking through the real investing mistakes they made early on. Not to embarrass themselves (okay, maybe a little) - but because so many people are sitting on the sidelines waiting
liveyourmoneystyle
6 days ago3 min read
Nobody Is Coming to Save Your Career: It’s Time to Start Advocating for Yourself
When was the last time you advocated for yourself at work - without waiting to be noticed? If you're being honest, it's probably been a while. Most of us are quietly operating on a set of myths that are keeping us stuck: If I just work hard enough, someone will notice. My manager will look out for me. It's not the right time yet. I don't want to seem pushy or greedy. Here's the truth: no one is thinking about your career as much as you are - not your manager, not HR, not
liveyourmoneystyle
Apr 203 min read
CFO Corner Week 15: Are You Overpaying for Insurance?
Welcome back to CFO Corner - your weekly 10-minute money check-in with Meghan. This is the space where we slow things down, take one intentional action, and make sure your money is actually working for your life. This week's task: reviewing your insurance coverage. Not the most exciting topic - but one of the most worth doing. Insurance is the kind of thing that quietly pulls money out of your account every single month, and most people haven't looked at their policies sinc
liveyourmoneystyle
Apr 152 min read
The Biggest Financial Decision Nobody Talks About
Nobody talks about this - but who you choose to date or marry is one of the most consequential financial decisions of your life. Not because love isn't real, or because you should swipe right based on a credit score - but because your finances and your relationships are deeply, unavoidably connected. In this episode, Maddie and Meghan get into all of it. What you'll hear in this episode about the Biggest Financial Decision: Your financial life doesn't exist in a vacuum. A
liveyourmoneystyle
Apr 132 min read
CFO Corner Week 14: Wait, I'm Paying for That?
Welcome back to CFO Corner! We're at Week 14, and this one is equal parts practical and satisfying. This week Maddie is walking you through what she calls the Unsubscribe and Cancel Audit - a simple exercise to find out exactly what you're paying for every month, cut what you're not using, and reclaim money that's been quietly slipping through the cracks. Why now? Two reasons. First, it's spring - and spring cleaning isn't just for your closet. It's the perfect time to look a
liveyourmoneystyle
Apr 72 min read
So You Got a Raise… Now What?
It's that time of year when a lot of companies give out annual raises - and while a bigger paycheck is worth celebrating, it's also one of the easiest times to fall into a trap: lifestyle creep. You get the raise, your spending quietly adjusts upward, and a year later your bank account looks exactly the same as it did before. One year of that? Not a disaster. Year after year? Your wealth never grows - and the habit compounds (in the worst way). In this episode, Meghan and
liveyourmoneystyle
Apr 62 min read
CFO Corner Week 13: Spring Into Your Savings Goals (Your Q1 Checkpoint)
LISTEN HERE March means we're officially three months into the year - and that makes it the perfect time to do what every good CFO does: review the numbers, check the progress, and adjust where needed. In this episode of CFO Corner, Meghan walks you through a simple quarterly savings check-in. It takes about 10 minutes, it works whether you're ahead, behind, or somewhere in between, and it's one of the most effective habits you can build for staying connected to your financ
liveyourmoneystyle
Apr 12 min read
The Financial Glow-Up No One Talks About
LISTEN HERE What Is A Financial Glow-Up? There's a phase in every financial journey that nobody warns you about. You're budgeting. You're saving. You might even be investing for the first time. You're doing all the things - and yet it doesn't feel like it's working. Your bank account doesn't look dramatically different. No one's congratulating you. And it's really easy to wonder if any of it is actually worth it. This episode is about that phase. And more importantly, it's a
liveyourmoneystyle
Mar 303 min read
CFO Corner Week 12: Don't Miss This April 15th Deadline (It's Not What You Think)
LISTEN HERE In this episode: April 15th isn't just the tax deadline - it's also the last day to make a 2025 IRA contribution. Maddie breaks down what you need to know about your IRA and 401(k), walks through the real math on what contributing more actually costs you after taxes, and gives you a clear action plan before the window closes. Key takeaways: IRA deadline is April 15th. You can contribute up to $7,000 for 2025 ($8,000 if you're 50+) - but only until April 15th
liveyourmoneystyle
Mar 251 min read
Ever Gotten a Raise and Still Felt Broke? Lifestyle Inflation Explained
LISTEN HERE You can't out-earn lifestyle inflation if you don't recognize it. Have you ever gotten a raise, landed a new job, or received a bonus - and within a few months, somehow felt like you had less money than before? Like the more you earn, the more disappears? You're not alone. And it's not a discipline problem. It has a name: lifestyle inflation. And it's one of the most common - and most costly - patterns in personal finance. In this episode, Meghan and Maddie
liveyourmoneystyle
Mar 234 min read
CFO Corner Week 11: File Your Taxes & Plan Your Refund
LISTEN HERE A tax refund can disappear in a heartbeat if you don't have a plan for it. This week, we're making sure that doesn't happen. It's mid-March, which means most tax documents have arrived, refunds are starting to hit bank accounts, and the April 15th deadline is getting closer. In Week 11 of CFO Corner, Meghan walks through a full tax season checkpoint - from confirming your documents to deciding exactly what your refund is for before it arrives. Step 1: Confirm Yo
liveyourmoneystyle
Mar 183 min read
The Budgeting Mindset Shift That Changes Everything (Common Mistakes + How to Fix Them)
LISTEN HERE Most budgets don't fail because of math. They fail because of mindset. If you've ever built a budget, felt motivated, and quietly abandoned it a few weeks later - this episode is for you. Today we're getting into the real reasons budgets don't stick, and more importantly, what to do about it. The Mindset Shift That Changes Everything Most people think of a budget as a restriction - a list of things they can't do or can't have. But that framing is exactly what
liveyourmoneystyle
Mar 163 min read
CFO Corner Week 10: Give Every Dollar A Job
LISTEN HERE How Do We Assign Every Dollar A Job? Knowing your spending categories is a huge first step - but categories alone don't move the needle. Without a structure that connects your spending to your goals, money has a way of disappearing before the month is over. In Week 10 of CFO Corner, we introduce the 50/30/20 framework - one of the most practical tools in personal finance - and show you exactly how to apply it to your real life. What Is the 50/30/20 Rule? The fr
liveyourmoneystyle
Mar 113 min read
Why More Money Won't Make You Feel Confident About Money
LISTEN HERE Have you ever hit a financial milestone - a savings goal, a salary increase, a certain balance - and still felt anxious every time you checked your bank account? You're not alone, and you're not broken. In this episode, we're breaking down why financial confidence has almost nothing to do with your numbers, and everything to do with your relationship with those numbers. What we cover: We start by challenging the most common myth about money confidence: that it com
liveyourmoneystyle
Mar 82 min read
CFO Corner Week 9: How Auditing Your Benefits Can Help You Find Money
LISTEN HERE What if there were hundreds - or even thousands - of dollars available to you this year that you didn't have to negotiate for, work overtime for, or ask anyone's permission to access? For a lot of people, that money already exists. It's sitting in your employer benefits package, unclaimed. This week in CFO Corner, Meghan walks you through a simple benefits audit - no complicated decisions, no permanent commitments. Just logging into your HR portal, seeing what'
liveyourmoneystyle
Mar 42 min read
Financial Independence Isn't What You Think It Is
LISTEN HERE When you hear "financial independence," what comes to mind? A 35-year-old who retired early and never has to work again? Something that feels designed for someone else's life - not yours? In this episode, we're scrapping that definition entirely and replacing it with something that actually applies to where you are right now. What financial independence is NOT: We start by clearing the air. FI is not extreme minimalism. It's not depriving yourself today so you
liveyourmoneystyle
Mar 22 min read
CFO Corner Week 7: Financial Account Spring Cleaning
LISTEN HERE Most of us have more financial accounts than we need. Old checking accounts from college. A savings account at a bank you haven't used in years. Multiple 401(k)s from previous jobs scattered across different employers. These accounts create mental clutter, make it harder to see your full financial picture, and can cost you in forgotten fees or suboptimal investment strategies. In this episode, we're doing some financial spring cleaning - and we're doing it now, wh
liveyourmoneystyle
Feb 182 min read
The Cost of Convenience: When Paying for Ease Is Actually Smart
LISTEN HERE Confession: One of us recently spent $8.99 on pre-cut watermelon at Whole Foods. Wasteful? Maybe. But here's the thing - she actually ate it that day instead of letting a whole watermelon rot in the fridge for the third time. So was it wasteful... or actually the smarter financial choice? That's exactly what we're unpacking today. Because we live in a world designed to sell us ease. Grocery delivery. Meal kits. Uber everywhere. Subscription services for literally
liveyourmoneystyle
Feb 162 min read
CFO Corner Week 6: How to Create Budget Categories That Actually Work
LISTEN HERE Many budgets fail not because of discipline, but because the categories don't reflect real life. In this week's CFO Corner, Maddie walks you through creating 5-8 simple, flexible budget categories that match how you actually live - not someone else's template. This is about building awareness and making confident decisions, not restriction. Your budget should work for your life, not force your life to work for your budget. What You'll Learn About Budget Categories
liveyourmoneystyle
Feb 112 min read
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